
Financing
Financing a New Roof in Palm Beach County
A roof is a big purchase. Financing is available through Hearth, and the roof price is in writing before you apply for anything.
Roof inspection
Since 1975 · 4.8 stars across 200+ Google reviews · Florida Certified Roofing Contractor CCC1327429 · Lifetime Workmanship Warranty · GAF Certified Contractor · Owens Corning Preferred Contractor
50 Years
GAF Certified Contractor
Owens Corning Preferred Contractor
BBBLifetime Workmanship Warranty
Roof financing
Roof financing in Palm Beach County
Molsbee Roofing works with Hearth for roof financing on approved credit. You apply with them, they set the terms, and we do the roof.
It starts the same way every job does. A free roof inspection, then the whole price in writing. You know the number before you decide how to pay it.
- Financingavailable
- Writtenprice first
- Freeroof inspection

Ways to pay
Ways to pay for a roof
Ask at the inspection and we will walk you through which one fits.
Hearth financing
Apply with Hearth. They set the terms and tell you what you qualify for.
Ask at the inspection
Tell the roofer you want to finance. He points you to the partner and answers what he can.
Pay in full
Written price first. Pay as the job closes out. No financing needed.
Commercial buildings
Plazas, condos and offices. Business owners ask the same way.
What you are financing: the written scope
The number you take to a lender is the price on our written scope, and the scope comes after a free inspection with photos of what we found. It names the tear-off, the underlayment, the new covering, the flashings and edge metal, the permit and the clean-up, so you can see what each part of the price pays for.
The one part no inspection can price exactly is the wood deck, because it is hidden until the old roof comes off. The scope says how deck repair is handled. If we find rotten decking, you see the photos and approve the repair in writing before it is done, so there are no surprise additions after you have arranged how to pay.
Timing a financed roof in Palm Beach County
A re-roof here needs a permit from your city or the county, and some addresses also need HOA or historic-district approval of the roof material and color before the permit. Those steps take time, so it helps to have the written scope early and sort out payment while the approvals run.
Many owners aim to have the roof done before hurricane season, when schedules across the county fill quickly. If you are weighing a repair against a replacement, the inspection photos and a written price for each option make that decision clearer before you apply for anything.
Paperwork at the end of the job
When the roof is finished you receive the passed inspection, our Lifetime Workmanship Warranty and the manufacturers' product warranty paperwork. If your insurer asks, we can provide a roof certification letter after a repair or re-roof.
Good to know
Before you apply
- The roof price comes first
We price the roof in writing before you apply. What you finance is the number on that paper.
- Hearth sets the terms
Payment terms come from Hearth. Read their paperwork before you sign.
- Ask us anything
Call or ask at the inspection. If we do not know, we will say so and point you to the partner.
- Repairs count too
Financing is not only for a full replacement. Ask about it for a repair as well.

How financing works

- 1
Free roof inspection
We photograph what we find and hand you the price in writing.
- 2
Apply with the partner
Use the link on this page or ask us for it. The partner reviews the application.
- 3
Pick the plan
The partner shows you the terms. You choose. We help you compare against the written price.
- 4
We do the roof
Once you are approved, we pull the permit and get to work.
Why Molsbee
Why Molsbee Roofing
- Lifetime Workmanship Warranty
Our workmanship on the install, in writing, alongside the manufacturers' product warranties on the materials.
- Licensed roofing contractor
Florida Certified Roofing Contractor CCC1327429. We pull the permit with your city or the county and meet the inspector.
- Customer reviews
Read what homeowners and property managers say about our work.
- Family owned
Started by Don Molsbee in 1975. GAF Certified Contractor and Owens Corning Preferred Contractor.

Start with the roof
Roof replacement and installation
Financing starts with a written price. Book the free roof inspection and we price the job before you apply for anything.
Roof replacement and installation


Roof financing, explained
Frequently asked questions
Do you offer financing?
Yes, through Hearth. You apply with them and they set the terms. We do the roof.
How do I ask about financing?
Tell us on the phone or at the free inspection. We point you to the partner and answer what we can.
Do I need to decide before the inspection?
No. The inspection is free and the price goes in writing first. Decide how to pay once you have the number.
Who explains the payment terms?
Hearth explains the terms of your financing. Read the paperwork before you sign and ask them about anything you are unsure of.
Can I finance a repair?
Ask. Financing is not only for a full replacement.
Does the financed price include the permit?
The written scope lists the permit and inspections as their own line, so you can see whether they are in the price you are financing. Nothing is left to be added on at the end without your written approval.
What if more work is found once the roof is open?
Deck damage under an old roof cannot be seen until tear-off. If we find it, we photograph it, show you, and you approve the repair in writing before we do it. The scope explains how that repair is priced.
Can a business finance a roof?
Ask the same way. Plazas, condos and offices go through the same partner.

Get a free roof inspection
Free roof inspection. The price in writing before you apply for anything.


