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    Gray tile roof over a narrow one-story house with a brick driveway and a golf course behind in Greenacres, completed May 2025
    Gray tile roof over a narrow one-story house with a brick driveway and a golf course behind in Greenacres, completed May 2025

    Financing

    Roof Financing and Payment Plans in Palm Beach County

    A roof is a big purchase. Financing is available through Hearth, and the roof price is in writing before you apply for anything.

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    📞 We'll call you back to schedule your free roof inspection

    Roofing company that offers financing

    Roof financing in West Palm Beach, Lake Worth Beach and Boynton Beach

    Molsbee Roofing works with Hearth for roof financing on approved credit. You apply with them, they set the terms, and we do the roof.

    It starts the same way every job does. A free roof inspection, then the whole price in writing. You know the number before you decide how to pay it.

    Roof financing works the same way in West Palm Beach, Lake Worth Beach, Boynton Beach, Wellington and Greenacres. Financing is available on approved credit, with zero-down options and flexible short or long terms, for a repair or a full roof replacement. Molsbee Roofing has roofed Palm Beach County since 1975, Florida license CCC1327429.

    • Financingavailable
    • Writtenprice first
    • Freeroof inspection
    Pale concrete tile roof with a front gable and white chimney on a house beside a broad driveway in West Palm Beach
    Pale concrete tile roof with a front gable and white chimney on a house beside a broad driveway in West Palm Beach

    What you are financing: the written scope

    The number you take to a lender is the price on our written scope, and the scope comes after a free inspection with photos of what we found. It names the tear-off, the underlayment, the new covering, the flashings and edge metal, the permit and the clean-up, so you can see what each part of the price pays for.

    The one part no inspection can price exactly is the wood deck, because it is hidden until the old roof comes off. The scope says how deck repair is handled. If we find rotten decking, you see the photos and approve the repair in writing before it is done, so there are no surprise additions after you have arranged how to pay.

    Timing a financed roof in Palm Beach County

    A re-roof here needs a permit from your city or the county, and some addresses also need HOA or historic-district approval of the roof material and color before the permit. Those steps take time, so it helps to have the written scope early and sort out payment while the approvals run.

    Many owners aim to have the roof done before hurricane season, when schedules across the county fill quickly. If you are weighing a repair against a replacement, the inspection photos and a written price for each option make that decision clearer before you apply for anything.

    Paperwork at the end of the job

    When the roof is finished you receive the passed inspection and the manufacturers' product warranty paperwork. If your insurer asks, we can provide a roof certification letter after a repair or re-roof.

    Good to know

    Before you apply for roof financing

    • The roof price comes first

      We price the roof in writing before you apply. What you finance is the number on that paper.

    • Hearth sets the terms

      Payment terms come from Hearth. Read their paperwork before you sign.

    • Ask us anything

      Call or ask at the inspection. If we do not know, we will say so and point you to the partner.

    • Repairs count too

      Financing is not only for a full replacement. Ask about it for a repair as well.

    Red shingle roofs around a lake and wooded courtyards in a residential community beside a busy road in Verano, Delray Beach
    Red shingle roofs around a lake and wooded courtyards in a residential community beside a busy road in Verano, Delray Beach

    How financing works

    Pink tile roofs on two low apartment buildings behind parked cars and mature shade trees in Sterling Villages, West Palm Beach, completed June 2026
    Pink tile roofs on two low apartment buildings behind parked cars and mature shade trees in Sterling Villages, West Palm Beach, completed June 2026
    1. 1

      Free roof inspection

      We photograph what we find and hand you the price in writing.

    2. 2

      Apply with the partner

      Use the link on this page or ask us for it. The partner reviews the application.

    3. 3

      Pick the plan

      The partner shows you the terms. You choose. We help you compare against the written price.

    4. 4

      We do the roof

      Once you are approved, we pull the permit and get to work.

    Why Molsbee

    A roofing contractor that offers payment plans

    • Manufacturer warranties in writing

      The manufacturers' product warranties on the materials, on paper.

    • Licensed roofing contractor

      Florida Certified Roofing Contractor CCC1327429. We pull the permit with your city or the county and meet the inspector.

    • Customer reviews

      Read what homeowners and property managers say about our work.

    • Family owned

      Started by Don Molsbee in 1975. GAF Certified Contractor and Owens Corning Preferred Contractor.

    Apply with Hearth ↗
    Angled view of a silver metal roof with intersecting ridges above a driveway and palm-lined street in Royal Palm Beach
    Angled view of a silver metal roof with intersecting ridges above a driveway and palm-lined street in Royal Palm Beach

    Start with the roof

    Roof replacement and installation

    Financing starts with a written price. Book the free roof inspection and we price the job before you apply for anything.

    Roof replacement and installation
    Red barrel tile roof over a white stucco house with a chimney, palms and a screened patio in Greenacres
    Red barrel tile roof over a white stucco house with a chimney, palms and a screened patio in Greenacres
    Gray shingle roofs around a central flat roof and branching walkways on a low-rise residential building among trees in Oak Harbour, Juno Beach
    Gray shingle roofs around a central flat roof and branching walkways on a low-rise residential building among trees in Oak Harbour, Juno Beach

    Service areas

    Roof financing for homes and businesses across Palm Beach County. Pick your town to see what a roof replacement there involves:

    All service areas ↗
    Top-down view of pale tile roofs and driveways circling a landscaped residential cul-de-sac in Sand Drift, West Palm Beach, completed April 2024
    Top-down view of pale tile roofs and driveways circling a landscaped residential cul-de-sac in Sand Drift, West Palm Beach, completed April 2024

    Roof financing, explained

    Frequently asked questions

    Is Molsbee Roofing a roofing company that offers financing?

    Yes, through Hearth. You apply with them and they set the terms. We do the roof.

    How do I ask about financing?

    Tell us on the phone or at the free inspection. We point you to the partner and answer what we can.

    Do I need to decide before the inspection?

    No. The inspection is free and the price goes in writing first. Decide how to pay once you have the number.

    Who explains the payment terms?

    Hearth explains the terms of your financing. Read the paperwork before you sign and ask them about anything you are unsure of.

    Can I finance a repair?

    Ask. Financing is not only for a full replacement.

    Does the financed price include the permit?

    The written scope lists the permit and inspections as their own line, so you can see whether they are in the price you are financing. Nothing is left to be added on at the end without your written approval.

    What if more work is found once the roof is open?

    Deck damage under an old roof cannot be seen until tear-off. If we find it, we photograph it, show you, and you approve the repair in writing before we do it. The scope explains how that repair is priced.

    Can a business finance a roof?

    Ask the same way. Plazas, condos and offices go through the same partner.

    Tan tile roof on a yellow stucco home with a tall arched entrance, palms and flowering beds in Wellington
    Tan tile roof on a yellow stucco home with a tall arched entrance, palms and flowering beds in Wellington

    Get a free roof inspection

    Free roof inspection. The price in writing before you apply for anything.

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